If you were injured on the job, not only can you be left suffering physically and emotionally, but financially as well. Fortunately, you will not have to deal with these devastating consequences on your own. With a workers’ compensation claim, you may be able to secure the money you need to not only get the medical care you require but financial support as well.
Unfortunately, many workers miss out on this money because they are not sure what to do following a workplace injury or illness or how these claims can help them. That is why in the below blog post, we will go over everything employees need to know about a workers’ compensation settlement.
What Are the Workers’ Compensation Laws in Colorado?
Workers’ compensation refers to insurance that provides benefits, including financial damages and medical care for workers harmed or becoming ill due to their job. In these types of cases, the worker does not need to show who was at fault for their harm if the injuries occurred on the job. However, by obtaining this compensation, these workers cannot pursue legal action against the employer.
In addition, if an employee was under the influence of drugs or alcohol when they were harmed, they will not be able to apply for workers’ compensation coverage. Plus, if the injuries were due to a fight in the workplace, self-inflicted, or while the employee was violating company policies, then the worker will likely not be able to obtain this coverage.
What Does a Workers’ Compensation Settlement Cover?
Generally, because workers’ compensation claims help workers who suffered a work-related injury or illness, these claims tend to pay for:
- Past and current medical expenses
- Ongoing medical care
- Lost wages
- Compensation for permanent disabilities
- Vocational re-training
- Funeral expenses.
Yet, to determine what types of compensation you can pursue in a workers’ compensation claim, it may be best to reach out to an experienced workers’ compensation attorney who can help you figure out what types of benefits you can pursue.
How Do Workers’ Comp Settlements Work?
Following an injury on the job, a workers’ compensation claim can be filed to obtain the benefits you need. This claim is similar to other insurance claims, where once the claim is filed, the workers’ compensation insurance company will either deny the claim or approve it. Before making a decision, however, the insurance company may perform an investigation into your injuries and how the accident occurred. Yet, once the settlement is approved, you can either choose to receive these benefits over time or in a lump-sum payment.
However, because of the challenges involved with this process, it may be in your best interest to work with an experienced workers’ compensation attorney. These lawyers can work hard to help you prepare a strong workers’ compensation claim and go after the benefits you need.
How Can a Skilled Attorney Help You Secure the Benefits You Deserve?
If you suffered harm or endured an illness while working, obtaining compensation through a claim can be critical to getting back on your feet. Yet, due to the complexity of these claims, issues can often arise that can impact the amount of money you can receive. Thankfully, when you work with an experienced attorney, you will not have to try to tackle these problems on your own.
Instead, once you retain these legal professionals, they can:
- Make sure that the necessary paperwork and documents are correctly prepared and submitted.
- Obtain the evidence needed to support your case.
- Negotiate settlements on your behalf.
- File an appeal if your claim was denied and go after the money you need.
Following a workplace accident, do not wait to secure legal help. Rather, contact Cave Law today for a free consultation and find out how our legal team can help fight for your rights and the benefits you deserve.
